Terms of Service

By accessing or using the Growth Spark Co. website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Growth Spark Co. helps small business owners explore business funding options and connects businesses with financing options and funding-related services. Growth Spark Co. is not a direct lender unless otherwise stated. Funding decisions and terms are made by applicable funding providers and are subject to their review processes, underwriting criteria, and verification of the information you provide.

To use our services, you must:

• Be at least 18 years of age
• Be a legal owner or authorized representative of a business
• Provide accurate and truthful information in all forms and communications

You agree to use this website only for lawful purposes. You may not:

• Submit false, misleading, or fraudulent information
• Attempt to interfere with the website's functionality or security
• Use automated tools to scrape or collect data from our website
• Reproduce, distribute, or modify any content without our written permission

By opting in to receive text messages from Growth Spark Co., you acknowledge and agree to the following:

• You consent to receive SMS/text messages from Growth Spark Co. at the mobile number you provided.
• Messages may include information about your funding inquiry, account updates, appointment reminders, and content related to our services.
• Message frequency varies.
• Message and data rates may apply.
• You may opt out at any time by replying STOP to any text message.
• For help, reply HELP or call (949) 342-5432 or email info@growthsparkco.com.
• Your consent to receive text messages is not required as a condition of purchasing any goods or services.
• We will not share your opt-in information or phone number with any third parties for their marketing purposes.
• Wireless carriers are not liable for delayed or undelivered messages.

For more details on how we handle your data, please review our Privacy Policy.

Submitting an inquiry through our website does not guarantee approval or funding. All funding options are subject to review, underwriting criteria, and verification of the information you provide by applicable funding providers.

All content on this website — including text, graphics, logos, and design — is the property of Growth Spark Co. and is protected by applicable intellectual property laws. You may not reproduce, copy, or distribute any content without our prior written consent.

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of those websites. Accessing third-party sites is at your own risk.

To the fullest extent permitted by law, Growth Spark Co. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount you have paid to us, if any.

You agree to indemnify and hold harmless Growth Spark Co., its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website, your violation of these Terms, or your violation of any third-party rights.

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

If you have any questions about these Terms of Service, please contact us:

Growth Spark Co.
Phone: (949) 342-5432
Email: info@growthsparkco.com
Website: growthsparkco.com